This property is up for Auction because the owner couldn't make their payments, even after a grace period expired. This property will be sold to the highest bidder at the location below, or at the county courthouse on the date listed. It is possible to win an auction at an attractive price, especially if few bidders show up. If available, the auction's starting minimum bid (the smallest amount you can offer for the home) is provided.
This property is Real Estate Owned, or REO. The property was foreclosed and repossessed by a lender when the owner failed to make payments. A bank is now the owner. Since banks are not in business to own homes, they are usually interested in selling foreclosed homes quickly at attractive low prices. A list price is published but reasonable offers can be submitted for consideration. Offers can be submitted through the official Listing Agent but in some cases, no agent is listed and offers can be submitted the bank owner directly.